Replacing a Failing Septic System on a Fixed Income

Clean Water Loan

Community Climate Adaptation

87,600 Gallons of wastewater treated annually
$332,251 Locally-owned real estate improved

What do you do when you’re on a fixed income and find sewage seeping in your backyard? That’s exactly the question Chris asked himself in August.

While mowing the grass, he noticed standing water that just wouldn’t drain. He wasn’t sure what it was. But the one thing he was sure of — it didn’t smell good!

As he feared, his septic system had failed. Shane Johnson from Septic Solutions NW explained to him that the system was over 25 years old, well past its life expectancy. Chris needed to replace both the entire system — the tank and drain field.

And as a 25-year U.S. Air Force veteran living on military retirement and social security, he didn’t have $22,000 to fix a failing septic system. His situation was critical.

Luckily, Whatcom County Health Department provided him with a few financial solutions. And with the Craft3 Clean Water Loan being first on his list, he didn’t have to look any further.

Today, Chris can sit out back and enjoy his quiet neighborhood and its wildlife with peace of mind that his home is safe. He has a fully functioning septic system that will last him for years — and extra funds to maintain it properly.

Coaching Clients to Loan Readiness

Our stories tend to focus on the loan and what that loan enables, whether it’s a community center, a retail shop, or a construction project. For business owners, however, it’s often a lot of work to successfully apply for and receive a loan. This is especially true as many of the clients we serve are unable to qualify for bank financing and may need to do additional work to demonstrate loan readiness.

General Business Loan

Olympia Community Solar Delivers Local Clean Energy and Savings

Olympia Community Solar wanted to help Thurgood Marshall Middle School transition to clean energy and lower its utility bills. A Craft3 bridge loan provided the funds upfront to install the solar project. Not only did this provide an environmentally friendly solution, but also it reduced the neighborhood’s energy burdens, allowing the school and residents to reinvest in their buildings, education, and students.

Feeling at Home at OHSUN Banchan Deli & Cafe

Sara Upshaw wanted her business to feel like a cozy home, but she herself didn’t feel at home in the world of business, which she found to be secretive and opaque. Determined to launch her business, Sara connected with Craft3 for coaching and loan support. The loan she received covered tenant improvements and startup costs, and provided an opportunity for a new entrepreneur to feel at home.

General Business Loan

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Craft3 is an equal opportunity lender and employer. NMLS #390159. Completing an application does not guarantee loan approval or funding. Craft3 (EIN 91-1662698) is a 501(c)(3): all donations are tax deductible. Copyright 2024 Craft3. All rights reserved.