Nonprofit Loans

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Nonprofit Loans


Growing nonprofits often need capital and a trusted partner to navigate the financing process.

Craft3 is committed to helping established nonprofits succeed and realize their goals. We can help evaluate whether debt is the answer for your organization and if it is, we can partner with you every step of the way. We understand that many nonprofit leaders are not familiar with debt financing and we can help you navigate the process. 

Our loans empower organizations to seize opportunities and make a bigger difference in their communities. We offer various types of financing — whether it’s a loan to fill a timing gap in funding (aka a “bridge” loan), construction loan or working  capital — for high-impact projects and we don’t shy away from complexity or uncertainty. Specialized terms available to match your organization’s needs. 


Flexible Capital and Trusted Advice


Because nonprofit needs vary, our loans are tailored to your specific project.


Our loans can expand what’s possible for your organization and accelerate your timeline.


You don’t need full collateral or proven funding to be approved.


Not sure if you're ready to apply? We can help!



Getting Loan Ready Toolkit

Download this toolkit to help you determine whether you’re ready to apply for a loan and if you are, learn what to expect and how to prepare to talk to a lender.

Business Resources Webpage

We support entrepreneurs at all stages of the business journey and offer resources to help you learn, grown, and better understand your financing options.

Rates and Terms 

Loan Size From $25,000 up to $3,500,000
Rates Fixed rates starting at 6.00%
Fees Loan origination fee of 1% of loan total plus closing costs
Closing costs $650 plus any 3rd party fees for appraisal, legal, etc.
Term 3 to 7 years, longer amortizations are possible

Repayment terms

Normal principal and interest payments each month. Interest-only payments are possible for first 3 months


Obtaining a loan for your nonprofit is more involved than taking out a home mortgage. At Craft3, we support you every step of the way. Below you can see the main steps in the process.
apply online
Introduce Your Business
Complete a brief online form to help us learn about your organization. We can then determine whether Craft3 financing might be a good fit for you.
Talk with our Lending Team
If it looks like a potential fit, a Craft3 lender will reach out to talk about your intake form and determine whether we can proceed. At this stage, topics of discussion may include: your business plan, uses of funds, projections, and collateral. Put simply, we want to learn who are you, what you want to do with the funds and how will you pay the loan back.
submit application
Work with one of our lenders to complete and submit your full loan application package.
Application Review
We’ll review your full application package and give your request the careful attention it deserves. The review process usually takes 1-2 weeks, although sometimes it can be longer.
review process
Funding Decision
You’ll receive a decision from us and, if you receive a conditional approval, we’ll tell you what closing conditions are required to close your loan.
Hand Money
When closing conditions are met, we disburse the funds.
Repay your loan with automated payments from your bank account.