See real-world success stories of the types of businesses we finance.
Craft3 does not take deposits, hold accounts and is not regulated by the FDIC. You can maintain deposit and fee revenue relationships with the client while they have a loan from Craft3. Because we work with higher-risk borrowers unable to obtain traditional financing, we do not compete with you. In fact, Craft3 can complement your effort to retain business relationships. We may be able to finance your clients until they are rehabilitated and ready to qualify for your loans. Our specialized staff can craft flexible loan structures and manage higher-risk loans.
Yes. To speed the business loan process, we ask that all applicants use our online intake form. Applying online enables Craft3 to process loan requests quickly and determine if our products are right for your client. See the Loan Application Guide for more details.
Craft3 is always available to answer questions or provide advice but please direct your clients to use our online tools as the first step in contacting us. We customize the loan review and approval process to each situation and need.
NOTE: If your client is in an emergency situation where a rapid or overnight response is required, it is unlikely that Craft3 will be able to assist them.
The application process is broken down into three steps:
In some cases, a loan just may not fit our criteria or underwriting standards. We will generally do our best to refer your client to other resources which may improve their ability to gain Craft3 financing. This can include a microlender or technical assistance provider.
Not yet. We prefer prospective clients to submit an online application prior to meeting in-person with a lender. Once our loan intake specialist has determined if a client might be a good fit, a lender will contact the prospective client to arrange an in-person meeting or site visit.
Learn more about our lenders by selecting the Commercial Lending Team department. We have at least one lender in each of our regions – and in some cases, several.
Sign-up for updates from our team and select how frequently you receive our updates; monthly, quarterly or annually.
If you have a direct relationship with a Craft3 employee, please do not hesitate to reach out to them with questions or referrals. Our personal relationships are the most important part of our business network.
Otherwise, please contact our Commercial Loan Intake Specialist, Norma Hernandez at LoanInquiry@Craft3.org or 888-231-2170 ext 216.
Small Business Loan
Clean Energy Loan
Craft3 is an equal opportunity lender and employer.
NMLS ID 390159 Click to view NMLS Consumer Access
The completion of an application does not guarantee loan approval or receipt of loan funds.
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