Land Conservation Loans

Working to Conserve Land

Whether you’re a local land trust, community nonprofit, Indian tribe or private landholder looking to preserve and protect a working landscape, we know that traditional finance isn’t always the right fit.

That’s where we come in. When you work with Craft3, you benefit from the expertise of the largest regional loan fund that invests in land conservation projects like yours.

How we work for you

Craft3 provides funding ahead of state and federal grants to:

  • Acquire real estate or water rights
  • Fund restoration activities

Rates and Terms

Loan Size

Typically, $25,000 to $3,000,000

Rates

7 to 12 percent, variable and fixed options
Special rates available to qualified organizations through the Conservation Bridge Fund for projects located in Oregon

Fees

2 percent plus closing costs
1 percent plus closing costs for nonprofits

Term

3 to 7 years - longer amortizations are possible

Repayment frequency

Case-by-case, though we’ve made loans with:

  • Normal principal and interest payments
  • Interest-only payments throughout the loan term
  • Fully-deferred start of all principal and interest payments

Interest Type

Simple

Security / Guarantees

We offer both secured and unsecured loans. In many cases, we will require a personal guarantee from you or a guarantor.