Whether you’re a fisher, farmer, rancher or food and beverage maker, we know that traditional finance isn’t always the right fit.
That’s why we’d like to help. And we have the track record to make you successful, having invested more than $80 million into businesses like yours since our founding in 1994.
Our specialty? Crafting financing packages that fit your needs – not ours.
Startup or Acquisition
Market-ready startups, business acquisition or partner buyouts.
Purchase order and inventory financing.
Purchase or rehabilitation of equipment.
Commercial Real Estate
Purchase, retrofit or improve real estate. Agriculture land purchase.
Crop Loan Debt Restructuring
Term-out or consolidate short- or long-term debt.
Commercial construction, gap and bridge financing and term loans.
Typically, $25,000 to $3,000,000, although we can do smaller or larger loans in certain situations by utilizing a USDA Loan Guarantee.
Fixed rates starting at 8.00%
2 percent plus closing costs
1 percent plus closing costs for nonprofits
3 to 7 years - longer amortizations are possible
Case-by-case, though we’ve made loans with:
Security / Guarantees
We offer both secured and unsecured loans. In many cases, we will require a personal guarantee from you or a guarantor.
For some loans, Craft3 may opt to utilize the USDA Business & Industry and SBA Community Advantage loan guarantee programs.
We believe small- and mid-scale producers and processors have the power to strengthen the connection between urban and rural — linking agriculture, aquaculture and fishing from predominantly rural communities to the urban activities of distribution and retail.
Food and Agriculture Loan
Craft3 is an equal opportunity lender and employer.
NMLS ID 390159 Click to view NMLS Consumer Access
The completion of an application does not guarantee loan approval or receipt of loan funds.
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Craft3 and the Craft3 logo are registered trademarks of Craft3.