Craft3 offers affordable financing for homeowners to install energy efficiency measures, including HVAC, critical repairs, weatherization, and solar in some areas. Our Home Energy Loan is designed to work for a variety of households, including lower-income homeowners and borrowers who may not have perfect credit. Home Energy Loans are offered in partnership with Energy Trust of Oregon, NW Natural, Pacific Power of Washington and Seattle City Light.
We have helped over four thousand homeowners install upgrades that reduce their energy use. We’ve gotten pretty good at answering questions and taking care of our customers and we look forward to helping you!
Our Home Energy Loans are designed to meet your needs and work for as many homeowners as possible.
If at any point, you’ve got any questions you can email us at HomeEnergy@Craft3.org or call 888-231-2170 ext 225.
Customers of select utilities will be eligible to finance upgrades to make your home more energy efficient. If we can’t approve your loan, we’ll explain why. In addition, the following property types are eligible:
Low-income households may be eligible for additional services — contact your utility.
Craft3 supports homeowners every step of the way. Here's how it works:
Our loans are accessible to many homeowners, including those without perfect credit. And you won’t be charged a higher interest rate if you have a lower credit score. Special reduced rates are available for households earning less than 100% of the Area Median Income (AMI)**.
Craft3 partners with Pacific Power to offer Home Energy Loans to Washington homeowners whose primary heat source fuel is provided through Pacific Power. Low-income households may be eligible for additional low-cost services, learn more here.
Homeowners can finance critical repairs in addition to other rebate eligible projects from Pacific Power. For more information about the sorts of projects you can finance click here.
Craft3 offers Home Energy Loans to Seattle City Light customers.
As well as other energy-related improvements like rooftop solar, critical repairs+, windows, and efficient heating systems, financing can be used to convert from oil heat to a new clean heating system. The cost to decommission your oil tank may also be included.
The City of Seattle estimates that as many as 18,000 households heat with oil, making up nearly 18 percent of total carbon pollution in the residential sector. Heating oil is the most-expensive heating source in Seattle. To help improve air quality, prevent storage tank leaks, and reduce climate pollution, Seattle has passed a law to help phase -out oil heat by 2028.
Rebates, assistance, and resources:
Craft3 partners with NW Natural to offer Home Energy Loans to homeowners whose primary heat source fuel is provided through NW Natural. For more information about the sorts of retrofits that you can finance, click here.
Craft3 is an equal opportunity lender and employer. NMLS ID 390159 NMLS Consumer Access.
The completion of an application does not guarantee loan approval or receipt of loan funds.
Craft3 is a 501(c)(3) and all donations are tax deductible. EIN 91-1662698.
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