Craft3’s Home Energy Loan offers low fixed rates and low monthly payments, and convenient utility-bill repayment in most places. Applicants who pay their utility bills regularly may be eligible for a loan even with a less-than-perfect credit score.
*Stacked structures with five or more units are eligible for the ductless heat pump and heat pump water heater incentives only.
**Qualifying gas furnace must account for at least 51% of loan amount for central air conditioner to qualify.
***Central air conditioner financing is available for customers of NW Natural and Pacific Power.
Savings Within Reach On-Bill Repayment maximum loan amounts are determined by the type of home upgrade(s) proposed. Learn more www.energytrust.org/incentives/savings-within-reach-on-bill-repayment/#tab-two. Visit www.EnergyTrust.org/SavingsWithinReach for income guidelines and incentive eligibility.
APR, Annual Percentage Rate. Loan availability, terms and conditions current as of 01/01/20 and are subject to change. All loan applications are subject to credit and project approval. Applicants must be a customer of a listed participating utility. Loans are secured by a UCC-1A filing recorded with the county. Subordination may be available with lender approval, fees may. Principal balance and interest is due on sale, transfer, refinance or maturity. Examples include financing of Loan Fee and Recording Fee.
Craft3 is an equal opportunity lender and employer.
NMLS ID 390159 Click to view NMLS Consumer Access
The completion of an application does not guarantee loan approval or receipt of loan funds.
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