Investing for Impact with Craft3

Foundations, individual accredited investors, governments, and banks invest in Craft3. They do so because our mission and the impacts of our investments align with their values or mission. We currently manage nearly $200 million, and we work across Oregon and Washington. We focus on delivering capital where it’s needed most and where it can generate the greatest impacts.

We prioritize lending to those who are unable to qualify for traditional bank financing. By doing this we aim to build resilience, lessen the racial wealth gap, and create opportunities for all. We understand return on investment as not just financial, but also encompassing social and environmental impacts, and we take on bold, future-oriented, long-term projects.

Craft3 maintains a 100 percent repayment history with all investors since inception and our consolidated three-year rolling loss rate of 2.18 percent is covered by our loan loss reserve.

Below you can explore different ways of investing in and supporting Craft3. If you have questions or would like to discuss an investment, please contact our Development Director, Maggie Kirby Weiland at Fundraising@Craft3.org or 888-231-2170 ext. 165. She’d love to connect and see if Craft3 can help you meet your goals. Thanks for your support and interest in our work! We couldn’t do it without you.

Here are ways you can invest in Craft3:

Loans, Program Related Investments and Mission Related Investments:

Craft3 borrows capital from national, regional and community banks; federal, state and local governments; and private, community and family foundations to achieve shared mission outcomes. Opportunities for targeting geography, borrower type and sectors are available. Below market rates allow Craft3 to maintain affordable rates to our borrowers and advance mission outcomes.

Grants and Donations:

Craft3 works with grantors and donors by providing capital and operating grants that helps us to grow our revolving loan fund, leverage private capital and support operating costs such as geographic assessments and expansion to new markets, product development for new financing tools to support regional clients, dedicated outreach to underserved populations and the like. Craft3 is a 501c3 charitable corporation so grants and donations are tax-deductible to the full extent permitted by federal law.

Community Impact Investment:

Craft3 Community Impact Investment Notes are offered to accredited individual investors (direct and advised), religious institutions and non-bank corporations as unsecured senior debt with general recourse to Craft3. It is a way to invest in your community and strengthen regional resilience.