Investing in People and Places
Craft3 manages over $173 million of capital raised from financial, corporate, philanthropic and religious institutions, government agencies and accredited individual investors that support our efforts to strengthen resilience in the Pacific Northwest.
With the support of our investors Craft3 has provided over $650 million in financing to more than 8,500 people and businesses in Oregon and Washington through our wide variety of loan programs. Craft3’s consolidated three-year rolling loss rate is 2.18 percent.and covered by our loan loss reserve. Craft3 maintains a 100 percent repayment history with all investors since inception.
Here are ways you can invest in Craft3:
Loans, Program Related Investments and Mission Related Investments:
Craft3 borrows capital from national, regional and community banks; federal, state and local governments; and private, community and family foundations to achieve shared mission outcomes. Opportunities for targeting geography, borrower type and sectors are available. Below market rates allow Craft3 to maintain affordable rates to our borrowers and advance mission outcomes.
Grants and Donations:
Craft3 works with grantors and donors by providing capital and operating grants that helps us to grow our revolving loan fund, leverage private capital and support operating costs such as geographic assessments and expansion to new markets, product development for new financing tools to support regional clients, dedicated outreach to underserved populations and the like. Craft3 is a 501c3 charitable corporation so grants and donations are tax-deductible to the full extent permitted by federal law.
Community Impact Investment:
Craft3 Community Impact Investment Notes are offered to accredited individual investors (direct and advised), religious institutions and non-bank corporations as unsecured senior debt with general recourse to Craft3. It is a way to invest in your community and strengthen regional resilience.