Craft3 is a nonprofit lender. Our goal is your success, not our profit. We work with startups, growing businesses, and entrepreneurs, many of whom have been turned down by banks.
Loans from $50K to $4 million
A lower credit score won't disqualify you
Interest-only payments possible for 3 months
Specialized terms to match your needs
A loan can help you buy equipment, hire staff, open a new location, or stabilize your operations. But for many small business owners, getting approved is the hard part.
Craft3 offers loans designed for small businesses and entrepreneurs, including those that banks have turned away. We're not a bank, and we don't work like one. We look at your whole story — your plan, your cash flow, your goals — and work with you to structure a loan that makes sense.
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Equipment Purchases
Site Construction and Acquisition
Inventory and Working Capital
Andrew Giron and Maria Guzman spent over a decade coaching CrossFit before purchasing a Seattle gym and rebranding it as Orca Strength CrossFit — a welcoming, community-centered space built on making the sport accessible to all. As a startup with limited collateral, traditional banks said no. Craft3 saw certified expertise and a clear vision, and made a loan to help them buy the business and stock it.
Uses for up to $250,000:
Requests that are hard for us to fund:
Uses for over $250,000
Requests that are hard for us to fund:
Answer 4 questions to learn whether Craft3 might be a match for your business.
Submit a loan inquiry form to let us know you are interested.
Within 3 business days of receiving your inquiry, a Craft3 team member will be in touch. If it looks like a potential fit, we'll schedule a call to learn more about your business and what you're looking to finance.
If we think it’s a good fit, you’ll be connected to a lender and invited to submit a formal loan application. Applications typically take around 30 days to close.
Once your application is approved, we will notify you and outline the terms of the loan and the items, if any, we need for underwriting a final loan decision. After that we move to closing and disbursement.
Tell us about your business and see if you're a match for Craft3 financing.
Craft3 is a nonprofit community lender focused on building a thriving, just, and empowered Pacific Northwest. We support entrepreneurs — especially those who have been denied access to opportunity — by offering responsible capital and tools to support you on your business journey.
Learn More About Craft3Community Development Financial Institution
Oregon & Washington
Nonprofit lender
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