Flexible Financing for Your Next Big Move
Get Started with Craft3
Whether you're expanding operations, purchasing a building, or bridging a funding gap, Craft3 provides capital to help your business grow.
Craft3 is a nonprofit lender offering flexible, mission-driven loans to people, businesses, and communities across Oregon and Washington — especially those underserved by traditional finance.
Financing With Craft3
Craft3 supports entrepreneurs at every step of the loan application process. Note that obtaining a business loan is a more involved and lengthier process than taking out a home mortgage.
Loans up to $250,000 can be funded as fast as 30 days. Larger loans typically take longer.
1
Contact
When you’re ready to apply, complete a brief online form to help us learn about you and your business. If it looks like a potential fit, a Craft3 lender will reach out to talk with you about your business plan, uses of funds and collateral.
2
Apply
A Craft3 lender will invite you to apply and help you complete your loan application package. We will review your application and give your request the careful attention it deserves.
NOTE: Review usually takes 1-2 weeks, although it can be shorter or longer depending on the size and complexity of the request.
3
Decide
If we think we can help you with your request, we will notify you and outline the terms of the loan and the items, if any, we need for underwriting a final loan decision. After that we quickly move to closing and disbursement.
Tell us about your BUSINESS
Get Started Today
Complete the form below to help us learn about you, your business, and your financing needs. We’ll use the information you provide to help determine whether Craft3 financing is a good fit for you. If it is, you can work with one of our lenders to complete your loan application.
OUR BUSINESS LOANS
Explore our range of loan options and discover how Craft3 can support your business journey.
Whether you're starting up, expanding, or investing in property, Craft3 offers loans tailored to your needs—even if you have limited collateral or unconventional credit.
Explore our loan options, rates, and terms by selecting any of the categories below.
GROW AND DEVELOP YOUR BUSINESS
General Business Loans
To start and grow a business, you’ll likely need capital and a trusted financing partner. Our business loans can empower you to take advantage of opportunities. From start-up capital, to equipment purchases, and even to business acquisitions, we’re here to help turn your ideas into reality.
Finance a funding gap for my nonprofit
Bridge Loans
Craft3 offers bridge financing, typically for capital campaigns and grants. We specialize in working with nonprofits to help them get started on projects before a capital campaign is complete or grant funding has been received.
Buy a building or other real estate
Owner-Occupied Commercial Real Estate Loans
Owning your building can be a game-changer. It can be a buffer against gentrification and economic downturns, as well as an enduring asset. Traditional capital and equity requirements put real estate purchases out of reach for too many. We aim to change that.
BUILD OR IMPROVE A BUILDING
Construction Loans
A construction loan can let you finance a building project or tenant improvements. Our lenders and underwriters are experienced at structuring and executing construction loans and they can help you navigate the entire process.
Shari’a-Compliant Financing
Shari’a-Compliant Financing
Muslims who seek to live in accordance with Shari’a principles are unable to access conventional debt capital because of Islam’s prohibition against charging or paying interest. To better serve the growing Muslim community in the Pacific Northwest, Craft3 has worked with key partners to develop two types of Shari’a-compliant financing.
LOAN TIPS AND TRICKS
Not sure if you’re ready for financing?
We support entrepreneurs at all stages of the business journey and offer resources to help you learn, grow, and better understand your financing options.
Our Definitive Guide to Getting Loan Ready has everything you need to know and resources to help you prepare for a business loan application.
For Businesses
The Definitive Guide to Getting Loan Ready
We want to make the loan process as clear and transparent as possible. Here are some resources to support business preparation and growth.
For Businesses
Debt Financing Options
There are many types of debt financing. The terms vary greatly and it’s essential that you understand them and the tradeoffs involved.
For Businesses
Business Loans up to $250,000: Overview
To start and grow a business, you’ll likely need capital and a trusted financing partner. Learn how Craft3 can help with a loan up to $250,000.
