Craft3 will close from June 30th through July 4th to allow our team time to rest and recharge. Read more about why on our blog.
Financing Small Businesses
Business Loans
Small and mid-sized businesses are engines of economic opportunity and growth.
Too many entrepreneurs with good ideas and strong businesses don’t qualify for traditional bank financing – that’s why Craft3 is here.
Transformative
Financing that expands what’s possible for your organization and accelerates your timeline.
Flexible
Tailored to meet the needs and timescale of your specific project.
Accessible
You don’t need fully committed funding to apply.
Pay it ForwArd
Our Lending Model
When you repay your loan, we use that money to make other loans. This allows us to serve more entrepreneurs. Over time, this makes a big difference for communities, local economies, and the environment.
Community Crafted Lending
We’re a nonprofit mission-driven lender focused on doing what’s best for our customers and communities.
Customer-Focused
We don’t push products. Instead, we take the time to get to know you and understand your situation.
More Than A Lender
We empower our customers by providing resources and advice, in addition to capital.
GROW AND DEVELOP YOUR BUSINESS
General Business Loans
To start and grow a business, you’ll likely need capital and a trusted financing partner. Our business loans can empower you to take advantage of opportunities. From start-up capital, to equipment purchases, and even to business acquisitions, we’re here to help turn your ideas into reality.
Finance a funding gap for my nonprofit
Bridge Loans
Craft3 offers bridge financing, typically for capital campaigns and grants. We specialize in working with nonprofits to help them get started on projects before a capital campaign is complete or grant funding has been received.
Buy a building or other real estate
Owner-Occupied Commercial Real Estate Loans
Owning your building can be a game-changer. It can be a buffer against gentrification and economic downturns, as well as an enduring asset. Traditional capital and equity requirements put real estate purchases out of reach for too many. We aim to change that.
BUILD OR IMPROVE A BUILDING
Construction Loans
A construction loan can let you finance a building project or tenant improvements. Our lenders and underwriters are experienced at structuring and executing construction loans and they can help you navigate the entire process.
Shari’a-Compliant Financing
Shari’a-Compliant Financing
Muslims who seek to live in accordance with Shari’a principles are unable to access conventional debt capital because of Islam’s prohibition against charging or paying interest. To better serve the growing Muslim community in the Pacific Northwest, Craft3 has worked with key partners to develop two types of Shari’a-compliant financing.
Financing that Respects Sovereignty
Indian Country Loans
Over 20+ years, we've invested more than $50 million in tribal communities across Oregon and Washington. We’re committed to helping Tribal nations, Tribal small businesses, Native entrepreneurs, and Tribal enterprises succeed and grow. We bring experience, care, and financing know how to all our work.
CREATING CHANGE
Serving Entrepreneurs
Since 1994, Craft3 has provided nearly 1,000 loans to entrepreneurs of color, and indigenous-, woman-, immigrant-, and veteran-owned businesses.
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