Small and mid-sized businesses are engines of economic opportunity and growth.
We take the time to get to know you and understand your business.
You don’t need perfect credit or full collateral to be approved.
As a nonprofit mission-driven lender, we’re focused on what’s best for our customers and communities.
We’re a community development financial institution (CDFI) – not a bank. We use capital and financial tools to enable entrepreneurs to invest in their businesses so they can build a better future.
When you repay your loan, we use that money to make other loans. This allows us to serve more entrepreneurs. Over time, this makes a big difference for communities, local economies, and the environment.
To start and grow a business, you’ll likely need capital and a trusted financing partner. Our business loans can empower you to take advantage of opportunities. From start-up capital, to equipment purchases, and even to business acquisitions, we’re here to help turn your ideas into reality.
Craft3 offers bridge financing, typically for capital campaigns and grants. We specialize in working with nonprofits to help them get started on projects before a capital campaign is complete or grant funding has been received.
Owning your building can be a game-changer. It can be a buffer against gentrification and economic downturns, as well as an enduring asset. Traditional capital and equity requirements put real estate purchases out of reach for too many. We aim to change that.
A construction loan can let you finance a building project or tenant improvements. Our lenders and underwriters are experienced at structuring and executing construction loans and they can help you navigate the entire process.
Muslims who seek to live in accordance with Shari’a principles are unable to access conventional debt capital because of Islam’s prohibition against charging or paying interest. To better serve the growing Muslim community in the Pacific Northwest, Craft3 has worked with key partners to develop two types of Shari’a-compliant financing.
Over 20+ years, we've invested more than $50 million in tribal communities across Oregon and Washington. We’re committed to helping Tribal nations, Tribal small businesses, Native entrepreneurs, and Tribal enterprises succeed and grow. We bring experience, care, and financing know how to all our work.
Since 1994, Craft3 has provided nearly 1,000 loans to entrepreneurs of color, and indigenous-, woman-, immigrant-, and veteran-owned businesses.