Our Loans in Real Life

Customer Stories

Our customers and employees are remarkable and inspiring. Their ideas, energy, and visions are creating jobs, strengthening communities, and building financial stability.

Craft3 Provides Easier, Less Expensive Path to Septic Repairs and Clean Water

“Craft3’s Clean Water program has saved quite a few customers a lot of heartache, a lot of trouble knowing that they can get this stuff taken care of. It's really nice that they're dealing with someone that is from here and understands the Pacific Northwest.” — Chris Navarro, Doo Doo Bus Septic Service

Craft3 Provides Easier, Less Expensive Path to Septic Repairs and Clean Water

“Craft3’s Clean Water program has saved quite a few customers a lot of heartache, a lot of trouble knowing that they can get this stuff taken care of. It's really nice that they're dealing with someone that is from here and understands the Pacific Northwest.” — Chris Navarro, Doo Doo Bus Septic Service
Oregon
Clean Water Loan

Coaching Clients to Loan Readiness

Our stories tend to focus on the loan and what that loan enables, whether it’s a community center, a retail shop, or a construction project. For business owners, however, it’s often a lot of work to successfully apply for and receive a loan. This is especially true as many of the clients we serve are unable to qualify for bank financing and may need to do additional work to demonstrate loan readiness.

Coaching Clients to Loan Readiness

Our stories tend to focus on the loan and what that loan enables, whether it’s a community center, a retail shop, or a construction project. For business owners, however, it’s often a lot of work to successfully apply for and receive a loan. This is especially true as many of the clients we serve are unable to qualify for bank financing and may need to do additional work to demonstrate loan readiness.
Oregon
General Business Loan
Small Business Assets and Growth

Olympia Community Solar Delivers Local Clean Energy and Savings

Olympia Community Solar wanted to help Thurgood Marshall Middle School transition to clean energy and lower its utility bills. A Craft3 bridge loan provided the funds upfront to install the solar project. Not only did this provide an environmentally friendly solution, but also it reduced the neighborhood’s energy burdens, allowing the school and residents to reinvest in their buildings, education, and students.

Olympia Community Solar Delivers Local Clean Energy and Savings

Olympia Community Solar wanted to help Thurgood Marshall Middle School transition to clean energy and lower its utility bills. A Craft3 bridge loan provided the funds upfront to install the solar project. Not only did this provide an environmentally friendly solution, but also it reduced the neighborhood’s energy burdens, allowing the school and residents to reinvest in their buildings, education, and students.
Washington
Bridge Loan
Community Climate Adaptation

Meeting Customers Where They Are

When you’ve just purchased a home, taking on another major project and expense may feel impossible. A Craft3 Home Energy Loan might be able to help.

Meeting Customers Where They Are

When you’ve just purchased a home, taking on another major project and expense may feel impossible. A Craft3 Home Energy Loan might be able to help.
Oregon
Home Energy Loan
Community Climate Adaptation

Un nuevo sistema séptico para un pedacito de paraíso

Un préstamo séptico antes de una falla catastrófica brindaba seguridad y tranquilidad.

Un nuevo sistema séptico para un pedacito de paraíso

Un préstamo séptico antes de una falla catastrófica brindaba seguridad y tranquilidad.
Oregon
Clean Water Loan

Building for the Future at the White Center Food Bank

When the White Center Food Bank bought a property to be a permanent home, they faced an extensive and expensive construction project. A Craft3 construction loan let them get to work and finance rooftop solar, which qualified them for a 0.5% rate reduction on their entire loan.

Building for the Future at the White Center Food Bank

When the White Center Food Bank bought a property to be a permanent home, they faced an extensive and expensive construction project. A Craft3 construction loan let them get to work and finance rooftop solar, which qualified them for a 0.5% rate reduction on their entire loan.
Washington
Construction Loan
Essential Community Services

A Dream Center for AYCO

AYCO, a nonprofit that serves the East African immigrant and refugee community, wanted to purchase a building that would provide stability and let them grow. A conventional loan, however, was not consistent with Islamic law. Craft3’s Shari’a-compliant Musharakah financing let them purchase an 18,000 square foot building that will become the Dream Center.

A Dream Center for AYCO

AYCO, a nonprofit that serves the East African immigrant and refugee community, wanted to purchase a building that would provide stability and let them grow. A conventional loan, however, was not consistent with Islamic law. Craft3’s Shari’a-compliant Musharakah financing let them purchase an 18,000 square foot building that will become the Dream Center.
Oregon
Shari'a Compliant Financing
Small Business Assets and Growth

Lafayette and White Cellars

For Lafayette and White Cellars, small batch producers of wine in the Willamette Valley, a line of credit let them purchase more grapes and bottles so they could make more wine. Everyone wins!

Lafayette and White Cellars

For Lafayette and White Cellars, small batch producers of wine in the Willamette Valley, a line of credit let them purchase more grapes and bottles so they could make more wine. Everyone wins!
Oregon
Food and Beverage Revolving Line of Credit
Small Business Assets and Growth

Supporting Black Farmers and Black Land Ownership

A bridge loan can make a big difference, enabling a nonprofit to get started on a project before a capital campaign is complete or grant funding has been received.

Supporting Black Farmers and Black Land Ownership

A bridge loan can make a big difference, enabling a nonprofit to get started on a project before a capital campaign is complete or grant funding has been received.
Oregon
Bridge Loan
Community Climate Adaptation

Financing a First-Time Entrepreneur

Divine was interested in acquiring a Pilipino grocery store that had been a community hub for decades and where she had been a longtime customer. Her limited credit history and unfamiliarity with financing were barriers. Craft3’s lending team helped Divine understand her options and supported throughout the entire process.

Financing a First-Time Entrepreneur

Divine was interested in acquiring a Pilipino grocery store that had been a community hub for decades and where she had been a longtime customer. Her limited credit history and unfamiliarity with financing were barriers. Craft3’s lending team helped Divine understand her options and supported throughout the entire process.
Washington
General Business Loan
Small Business Assets and Growth

Feeling at Home at OHSUN Banchan Deli & Cafe

Sara Upshaw wanted her business to feel like a cozy home, but she herself didn’t feel at home in the world of business, which she found to be secretive and opaque. Determined to launch her business, Sara connected with Craft3 for coaching and loan support. The loan she received covered tenant improvements and startup costs, and provided an opportunity for a new entrepreneur to feel at home.

Feeling at Home at OHSUN Banchan Deli & Cafe

Sara Upshaw wanted her business to feel like a cozy home, but she herself didn’t feel at home in the world of business, which she found to be secretive and opaque. Determined to launch her business, Sara connected with Craft3 for coaching and loan support. The loan she received covered tenant improvements and startup costs, and provided an opportunity for a new entrepreneur to feel at home.
Washington
General Business Loan
Small Business Assets and Growth

A Flagship Location for the Salvadorean Bakery

Aminta and Ana had run a bakery in a leased space for many years. They were motivated to purchase a building that could become a flagship location, help them build generational wealth, and safeguard against displacement. The Craft3 lending team crunched the numbers and tested financial projections so the sisters could secure a loan to let them acquire a property and finance renovations.

A Flagship Location for the Salvadorean Bakery

Aminta and Ana had run a bakery in a leased space for many years. They were motivated to purchase a building that could become a flagship location, help them build generational wealth, and safeguard against displacement. The Craft3 lending team crunched the numbers and tested financial projections so the sisters could secure a loan to let them acquire a property and finance renovations.
Washington
Owner-Occupied Commercial Real Estate
Small Business Assets and Growth

Bobbie’s Boat Sauce is in Demand

Bobbie’s Boat Sauce is “a savory, umami tomato-chili sauce that pairs with everything” With demand spiking, owner Bobbie Rosenberg needed capital to buy ingredients in bulk so she could fulfill larger orders and expand her product line. A revolving line of credit let her do just that.

Bobbie’s Boat Sauce is in Demand

Bobbie’s Boat Sauce is “a savory, umami tomato-chili sauce that pairs with everything” With demand spiking, owner Bobbie Rosenberg needed capital to buy ingredients in bulk so she could fulfill larger orders and expand her product line. A revolving line of credit let her do just that.
Oregon
Food and Beverage Revolving Line of Credit
Small Business Assets and Growth

Whidbey Camano Land Trust

When the 226-acre Keystone Farm and Forest property, one of the Whidbey Camano Land Trust’s highest conservation priorities on Whidbey Island, was being marketed to developers by closed bid, it was an extraordinary opportunity. A Craft3 bridge loan allowed the Land Trust to act quickly to purchase it for permanent protection, giving them time to secure grant funding and private contributions.

Whidbey Camano Land Trust

When the 226-acre Keystone Farm and Forest property, one of the Whidbey Camano Land Trust’s highest conservation priorities on Whidbey Island, was being marketed to developers by closed bid, it was an extraordinary opportunity. A Craft3 bridge loan allowed the Land Trust to act quickly to purchase it for permanent protection, giving them time to secure grant funding and private contributions.
Washington
Bridge Loan
Community Climate Adaptation

Building Connections and Communities

Craft3 uses capital to lessen the racial wealth gap and expand economic opportunity for all. We focus on making connections and enabling impacts that ripple outwards across communities and over time.

Building Connections and Communities

Craft3 uses capital to lessen the racial wealth gap and expand economic opportunity for all. We focus on making connections and enabling impacts that ripple outwards across communities and over time.
Oregon
ADU Loan
Housing

Affordable Housing, One Unit at a Time

Many cities desperately need more units of affordable housing. Accessory dwelling units (ADUs) are one way cities can create housing, build wealth, and reduce displacement.

Affordable Housing, One Unit at a Time

Many cities desperately need more units of affordable housing. Accessory dwelling units (ADUs) are one way cities can create housing, build wealth, and reduce displacement.
Oregon
ADU Loan
Housing

Apoyo al Desarrollo de Programas

Cuando llega a la Northwest School of Wooden Boatbuilding (Escuela del Noroeste de Carpintería Naval) en Port Hadlock, lo primero que nota es el aroma: el aire salino de la bahía de Port Townsend mezclado con el de las virutas de madera.

Apoyo al Desarrollo de Programas

Cuando llega a la Northwest School of Wooden Boatbuilding (Escuela del Noroeste de Carpintería Naval) en Port Hadlock, lo primero que nota es el aroma: el aire salino de la bahía de Port Townsend mezclado con el de las virutas de madera.
Washington
General Business Loan
Small Business Assets and Growth

Neighborhood House

Neighborhood House, a Portland based nonprofit, came to Craft3 seeking financing to purchase an office building and transform it into an expanded senior center and food pantry, as well as the future home of their administrative offices. Even though Neighborhood House was in the quiet phase of its capital campaign, Craft3 was able to provide bridge financing based on preliminary funding pledges and the nonprofit’s strong management and fundraising teams.

Neighborhood House

Neighborhood House, a Portland based nonprofit, came to Craft3 seeking financing to purchase an office building and transform it into an expanded senior center and food pantry, as well as the future home of their administrative offices. Even though Neighborhood House was in the quiet phase of its capital campaign, Craft3 was able to provide bridge financing based on preliminary funding pledges and the nonprofit’s strong management and fundraising teams.
Oregon
Bridge Loan
Essential Community Services

Real Estate Financing for Central Oregon Veterans Ranch

Alison Perry’s experience as a trauma therapist for the Department of Veteran Affairs (VA) inspired her to develop a new model for veteran services: a post-traumatic growth approach to healing that employs peer support and agriculture to engage veterans, all at a beautiful 19-acre working farm outside Bend.

Real Estate Financing for Central Oregon Veterans Ranch

Alison Perry’s experience as a trauma therapist for the Department of Veteran Affairs (VA) inspired her to develop a new model for veteran services: a post-traumatic growth approach to healing that employs peer support and agriculture to engage veterans, all at a beautiful 19-acre working farm outside Bend.
Oregon
Owner-Occupied Commercial Real Estate
Essential Community Services

Financing National Distribution for Young Mountain Tea

In 2013, Raj Vable founded Young Mountain Tea with the goal of selling sustainably-grown teas and creating a more prosperous future for farmers in the Himalayas. Based in Springfield, Oregon, Young Mountain Tea works with a network of 850 farmers across five regions of India and Nepal.

Financing National Distribution for Young Mountain Tea

In 2013, Raj Vable founded Young Mountain Tea with the goal of selling sustainably-grown teas and creating a more prosperous future for farmers in the Himalayas. Based in Springfield, Oregon, Young Mountain Tea works with a network of 850 farmers across five regions of India and Nepal.
Oregon
Food and Beverage Revolving Line of Credit
Small Business Assets and Growth

Shari'a-Compliant Real Estate Financing

All entrepreneurs and leaders of nonprofits face challenges during startup and expansion. Craft3 is committed to creative financing solutions that address unmet community needs, especially when conventional bank financing is not an option.

Shari'a-Compliant Real Estate Financing

All entrepreneurs and leaders of nonprofits face challenges during startup and expansion. Craft3 is committed to creative financing solutions that address unmet community needs, especially when conventional bank financing is not an option.
Washington
Shari'a Compliant Financing
Essential Community Services

An Equipment Loan for Allumia

Founded in 2013, Allumia is a lighting-as-a-service company focused on energy-efficiency upgrades for commercial and industrial clients. It provides installation and financing services for lighting upgrades in small and medium sized commercial businesses, including manufacturers, sports centers and private schools.

An Equipment Loan for Allumia

Founded in 2013, Allumia is a lighting-as-a-service company focused on energy-efficiency upgrades for commercial and industrial clients. It provides installation and financing services for lighting upgrades in small and medium sized commercial businesses, including manufacturers, sports centers and private schools.
Washington
General Business Loan
Community Climate Adaptation

Ampliación de Almacén para Chesed Farms

Sundown se enteró por primera vez de Craft3 a través de una búsqueda en línea de opciones de financiación locales para su nueva empresa de alimentos. Cuando se puso en contacto con él a finales de 2019, un prestamista de Craft3 le recomendó que trabajara con el Centro de Desarrollo de Pequeñas Empresas local para elaborar un plan de negocios.

Ampliación de Almacén para Chesed Farms

Sundown se enteró por primera vez de Craft3 a través de una búsqueda en línea de opciones de financiación locales para su nueva empresa de alimentos. Cuando se puso en contacto con él a finales de 2019, un prestamista de Craft3 le recomendó que trabajara con el Centro de Desarrollo de Pequeñas Empresas local para elaborar un plan de negocios.
Washington
General Business Loan
Small Business Assets and Growth

A Homecoming for Jackson's Catfish Corner

Terrell Jackson grew up working in his grandparents’ restaurant, Catfish Corner, a much-beloved fixture of Seattle’s historically African American Central District. In 2008, after more than 20 years, the restaurant, like many Black-owned businesses in the Central District, was displaced and Terrell’s grandparents retired.

A Homecoming for Jackson's Catfish Corner

Terrell Jackson grew up working in his grandparents’ restaurant, Catfish Corner, a much-beloved fixture of Seattle’s historically African American Central District. In 2008, after more than 20 years, the restaurant, like many Black-owned businesses in the Central District, was displaced and Terrell’s grandparents retired.
Washington
General Business Loan
Small Business Assets and Growth

Tenant Improvements for SeaTac International Mall

The Bakaro Mall was an unassuming suburban strip mall in King County outside of Seattle. Step inside, however, and you would have discovered a bustling collection of small East African businesses and community spaces. You could buy Somali foods, textiles, clothing, or furniture, get your hair cut, or stop for a cup of coffee.

Tenant Improvements for SeaTac International Mall

The Bakaro Mall was an unassuming suburban strip mall in King County outside of Seattle. Step inside, however, and you would have discovered a bustling collection of small East African businesses and community spaces. You could buy Somali foods, textiles, clothing, or furniture, get your hair cut, or stop for a cup of coffee.
Washington
Construction Loan
Small Business Assets and Growth

Building Long-Term Neighborhood Prosperity

The Rockwood neighborhood in Gresham, a close-in suburb of Portland is highly diverse with more than 60 languages spoken, many foreign born and first-generation residents, and a rich array of cultures. It’s also a low-income neighborhood.

Building Long-Term Neighborhood Prosperity

The Rockwood neighborhood in Gresham, a close-in suburb of Portland is highly diverse with more than 60 languages spoken, many foreign born and first-generation residents, and a rich array of cultures. It’s also a low-income neighborhood.
Oregon
Construction Loan
Essential Community Services

Building an ADU and a nest egg

When Marisol and Sean purchased their first house in southwest Portland, they chose a property where they could build an accessory dwelling unit (ADU). They were interested in the potential for an ADU to help them build wealth, increase the value of their home, save for retirement, and provide housing.

Building an ADU and a nest egg

When Marisol and Sean purchased their first house in southwest Portland, they chose a property where they could build an accessory dwelling unit (ADU). They were interested in the potential for an ADU to help them build wealth, increase the value of their home, save for retirement, and provide housing.
Oregon
ADU Loan
Housing

San Poil Treatment Center Builds Public Health Capacity

For the Confederated Tribes of the Colville Reservation rising levels of substance abuse have brought a host of other problems including domestic violence, financial insecurity, incarceration, and overdoses. A long history of disenfranchisement, along with high levels of poverty and unemployment are important contributing factors to this public health crisis.

San Poil Treatment Center Builds Public Health Capacity

For the Confederated Tribes of the Colville Reservation rising levels of substance abuse have brought a host of other problems including domestic violence, financial insecurity, incarceration, and overdoses. A long history of disenfranchisement, along with high levels of poverty and unemployment are important contributing factors to this public health crisis.
Washington
Construction Loan
Essential Community Services

Financing the Bowline Hotel's Build Out

The Bowline Hotel sits near the mouth of the Columbia River in Astoria, Oregon. Formerly a seafood processing plant, Adrift Hospitality reincarnated it as a boutique hotel that opened in 2021.

Financing the Bowline Hotel's Build Out

The Bowline Hotel sits near the mouth of the Columbia River in Astoria, Oregon. Formerly a seafood processing plant, Adrift Hospitality reincarnated it as a boutique hotel that opened in 2021.
Oregon
Construction Loan
Small Business Assets and Growth

Quality Jobs, Waterfront Revitalization

For Fort George Brewery + Public House it’s always been about more than the beer. Co-founder Chris Nemlowill explains, “Our work is about supporting the community … It’s about creating a future for our kids and our town. Astoria was a depressed community when I was growing up. I love … being part of a team that’s creating something.”

Quality Jobs, Waterfront Revitalization

For Fort George Brewery + Public House it’s always been about more than the beer. Co-founder Chris Nemlowill explains, “Our work is about supporting the community … It’s about creating a future for our kids and our town. Astoria was a depressed community when I was growing up. I love … being part of a team that’s creating something.”
Oregon
Owner-Occupied Commercial Real Estate
Small Business Assets and Growth

Bridge Financing for a Land Trust

When 785 acres at the Coyote Bucket became available, KLLT naturally set out to acquire it. Craft3 provided a loan through our Conservation Bridge Fund, which provides loans to acquire sensitive lands, restore habitat and protect water quality.

Bridge Financing for a Land Trust

When 785 acres at the Coyote Bucket became available, KLLT naturally set out to acquire it. Craft3 provided a loan through our Conservation Bridge Fund, which provides loans to acquire sensitive lands, restore habitat and protect water quality.
Oregon
Bridge Loan
Community Climate Adaptation

Financing a Boat for McCrory Enterprises

Indian tribes have always inhabited the waters of western Washington, their culture and way of life have traditionally been founded on natural resources such as seafood, wildlife and other resources of the region.

Financing a Boat for McCrory Enterprises

Indian tribes have always inhabited the waters of western Washington, their culture and way of life have traditionally been founded on natural resources such as seafood, wildlife and other resources of the region.
Washington
General Business Loan
Small Business Assets and Growth

Bridge Financing Helps Golden Tradition Saffron Grow

Growing up on a farm taught Tanya Golden everything she needed to know about being a sustainable farmer. That’s why Tanya founded Golden Tradition Saffron Co. in 2018, drawing over 20 years of experience as an herbalist and farmer. From laying the foundations of the greenhouses and crop beds to hand picking each stem, Tanya brings joy and passion to her work.

Bridge Financing Helps Golden Tradition Saffron Grow

Growing up on a farm taught Tanya Golden everything she needed to know about being a sustainable farmer. That’s why Tanya founded Golden Tradition Saffron Co. in 2018, drawing over 20 years of experience as an herbalist and farmer. From laying the foundations of the greenhouses and crop beds to hand picking each stem, Tanya brings joy and passion to her work.
Oregon
Bridge Loan
Small Business Assets and Growth

Helping Hands Receives Renovation Capital

If you were to ask Alan Evans why Helping Hands Reentry Outreach Centers are so important to Oregon’s homeless population, you might be surprised when he replies with “What better job to have than to teach someone to change their life as I’ve changed mine.”

Helping Hands Receives Renovation Capital

If you were to ask Alan Evans why Helping Hands Reentry Outreach Centers are so important to Oregon’s homeless population, you might be surprised when he replies with “What better job to have than to teach someone to change their life as I’ve changed mine.”
Oregon
Bridge Loan
Essential Community Services

An Equipment Loan for CORE Restoration

When Randy and Danielle Strickland began CORE Restoration in 2017, their focus was on remodels and general contracting. But soon after, requests from local insurance companies and adjusters for restoration work poured in.

An Equipment Loan for CORE Restoration

When Randy and Danielle Strickland began CORE Restoration in 2017, their focus was on remodels and general contracting. But soon after, requests from local insurance companies and adjusters for restoration work poured in.
Washington
General Business Loan
Small Business Assets and Growth

Financing a Heat Pump for a 1901 Home

When Frank and Shellie purchased their 1901 Aurora home, it was in total disrepair. Having been a rental for many years, the home had not been properly cared for. But they had the vision and drive to resurrect it to its former beauty, so the couple started from scratch, stripping the house down to the studs and remodeling the entire structure.

Financing a Heat Pump for a 1901 Home

When Frank and Shellie purchased their 1901 Aurora home, it was in total disrepair. Having been a rental for many years, the home had not been properly cared for. But they had the vision and drive to resurrect it to its former beauty, so the couple started from scratch, stripping the house down to the studs and remodeling the entire structure.
Oregon
Home Energy Loan
Community Climate Adaptation

Supporting Community-Owned Energy Production

In Harney County, they depend on each other and work together to solve problems. Five years ago, the County and School District in Burns had a big problem: inadequate heating systems that were failing.

Supporting Community-Owned Energy Production

In Harney County, they depend on each other and work together to solve problems. Five years ago, the County and School District in Burns had a big problem: inadequate heating systems that were failing.
Oregon
General Business Loan
Community Climate Adaptation

Reemplazar un sistema séptico defectuoso con un ingreso fijo

¿Qué haces cuando tienes un ingreso fijo y encuentras aguas residuales filtrándose en tu patio trasero? Esa es exactamente la pregunta que Chris se hizo en agosto.

Reemplazar un sistema séptico defectuoso con un ingreso fijo

¿Qué haces cuando tienes un ingreso fijo y encuentras aguas residuales filtrándose en tu patio trasero? Esa es exactamente la pregunta que Chris se hizo en agosto.
Washington
Clean Water Loan
Community Climate Adaptation

REACH, Inc. Supports Workforce Development

As part of a $7 million project to preserve and expand its Klamath Falls facility, Craft3 provided REACH, Inc. with a $3.85 million loan to acquire the Maywood Mill Site and a former bank building nearby.

REACH, Inc. Supports Workforce Development

As part of a $7 million project to preserve and expand its Klamath Falls facility, Craft3 provided REACH, Inc. with a $3.85 million loan to acquire the Maywood Mill Site and a former bank building nearby.
Oregon
Construction Loan
Essential Community Services

Financiamiento de un nuevo sistema séptico para Charles y Sharon

When their septic system stopped working, Scio homeowners Charles and Sharon had no idea that getting it repaired would be so complicated. Contractors hired to pump out the system kept digging deeper and deeper on the property, but found that the fiber conduit pipe used to construct the original septic system had simply rotted away.

Financiamiento de un nuevo sistema séptico para Charles y Sharon

When their septic system stopped working, Scio homeowners Charles and Sharon had no idea that getting it repaired would be so complicated. Contractors hired to pump out the system kept digging deeper and deeper on the property, but found that the fiber conduit pipe used to construct the original septic system had simply rotted away.
Oregon
Clean Water Loan
Community Climate Adaptation

Safeguarding a Multi-Generational Home

Floridalma has lived in her East Portland home for 13 years. She shares it with her son Anthony, his fiancé Shawna and their three children. The family loves their quiet neighborhood and surrounding natural wildlife.

Safeguarding a Multi-Generational Home

Floridalma has lived in her East Portland home for 13 years. She shares it with her son Anthony, his fiancé Shawna and their three children. The family loves their quiet neighborhood and surrounding natural wildlife.
Oregon
Clean Water Loan
Community Climate Adaptation

Projections-Based Financing for Kiriko

The history of a fabric tells the history of a culture. Boro fabric is a handwoven hand-dyed fabric originally used by Japanese peasants, merchants and artisans from the 17th to 19th centuries. Kiriko is a mixture of American and Japanese craftsmanship—blending traditional patterns and heritage fabrics, each with its own unique character.

Projections-Based Financing for Kiriko

The history of a fabric tells the history of a culture. Boro fabric is a handwoven hand-dyed fabric originally used by Japanese peasants, merchants and artisans from the 17th to 19th centuries. Kiriko is a mixture of American and Japanese craftsmanship—blending traditional patterns and heritage fabrics, each with its own unique character.
Oregon
General Business Loan
Small Business Assets and Growth

Working Capital for Tender Loving Empire

Craft3 has worked with Portland's Tender Loving Empire twice to facilitate their expansion on NW 23 in and, more recently, at Bridgeport Village just southwest of the city.

Working Capital for Tender Loving Empire

Craft3 has worked with Portland's Tender Loving Empire twice to facilitate their expansion on NW 23 in and, more recently, at Bridgeport Village just southwest of the city.
Oregon
General Business Loan
Small Business Assets and Growth

Bridge Financing for Living Cully

For more than a dozen years, the Sugar Shack Strip Club operated in NE Portland’s Cully neighborhood—across the street from community centers, a pediatric health clinic, school bus stops and affordable family housing. Neighbors had long hoped that this complex would go away and something focused on children and families would take its place.

Bridge Financing for Living Cully

For more than a dozen years, the Sugar Shack Strip Club operated in NE Portland’s Cully neighborhood—across the street from community centers, a pediatric health clinic, school bus stops and affordable family housing. Neighbors had long hoped that this complex would go away and something focused on children and families would take its place.
Oregon
Bridge Loan
Small Business Assets and Growth

Energy-Efficiency Upgrades for a Seattle Home

Tanya loved her 1900 Central Seattle home. But she didn’t love her oil furnace, which was very expensive to run. Nor did she love the fact that her home had almost no insulation. She needed to find a way to make her home energy-efficient and cut costs.

Energy-Efficiency Upgrades for a Seattle Home

Tanya loved her 1900 Central Seattle home. But she didn’t love her oil furnace, which was very expensive to run. Nor did she love the fact that her home had almost no insulation. She needed to find a way to make her home energy-efficient and cut costs.
Washington
Home Energy Loan
Community Climate Adaptation

Helping a Single Parent

When Terry Fischer’s toilet stopped flushing, she wasn’t sure what to do. Luckily, Hercules Hubbell from All County Operations did. They tried a few different things to get the septic working properly before it became clear that the system and drain field needed to be replaced.

Helping a Single Parent

When Terry Fischer’s toilet stopped flushing, she wasn’t sure what to do. Luckily, Hercules Hubbell from All County Operations did. They tried a few different things to get the septic working properly before it became clear that the system and drain field needed to be replaced.
Washington
Clean Water Loan
Community Climate Adaptation

Financing a Septic System for El Puerto de Angeles

Alvaro Flores-Lopez has been in the restaurant business for more than half his life. He started as a dishwasher and worked his way up to manager in Mexican restaurants. Today, Alvaro owns three profitable restaurants with his wife Edelmira.

Financing a Septic System for El Puerto de Angeles

Alvaro Flores-Lopez has been in the restaurant business for more than half his life. He started as a dishwasher and worked his way up to manager in Mexican restaurants. Today, Alvaro owns three profitable restaurants with his wife Edelmira.
Washington
Clean Water Loan
Community Climate Adaptation

Energy Improvements for a 1913 Home

Craft3 provided Shadia with a Home Energy Loan to seal the basement and attic, insulate the walls and install a new water heater and two heat pumps. Her Craft3 loan is repaid through her regular utility bill.

Energy Improvements for a 1913 Home

Craft3 provided Shadia with a Home Energy Loan to seal the basement and attic, insulate the walls and install a new water heater and two heat pumps. Her Craft3 loan is repaid through her regular utility bill.
Oregon
Home Energy Loan
Community Climate Adaptation

A Permanent Home for Tattoo 34

A Craft3 loan helped Tattoo 34 purchase a commercial building with a 10 percent down payment. They plan to use the one-bedroom apartment above the shop to host tattoo artists from around the world. Owning their building is also a buffer against gentrification.

A Permanent Home for Tattoo 34

A Craft3 loan helped Tattoo 34 purchase a commercial building with a 10 percent down payment. They plan to use the one-bedroom apartment above the shop to host tattoo artists from around the world. Owning their building is also a buffer against gentrification.
Oregon
Owner-Occupied Commercial Real Estate
Small Business Assets and Growth

Mufti Ibrahim Essa, Islamic Scholar

Craft3 has worked with world renowned Islamic Finance Scholar, Mufti Ibrahim Essa, since 2019. Mufti Ibrahim advises, reviews and certifies each of our transactions as Shari’a Compliant once the necessary structural and documentation requirements are met.

Mufti Ibrahim Essa, Islamic Scholar

Craft3 has worked with world renowned Islamic Finance Scholar, Mufti Ibrahim Essa, since 2019. Mufti Ibrahim advises, reviews and certifies each of our transactions as Shari’a Compliant once the necessary structural and documentation requirements are met.
Washington
Shari'a Compliant Financing

Financing in a Moment of Crisis

When the Wilson’s furnace failed in November, they found themselves in a difficult situation. A Craft3 Home Energy Loan let them purchase a new, efficient furnace quickly and keep their home warm through the winter.

Financing in a Moment of Crisis

When the Wilson’s furnace failed in November, they found themselves in a difficult situation. A Craft3 Home Energy Loan let them purchase a new, efficient furnace quickly and keep their home warm through the winter.
Oregon
Home Energy Loan
Community Climate Adaptation

Replacing an Aging Manufactured Home

“I knew my quality of life would go way up when I made this decision. A new, warm and energy-efficient place to live just sounded awesome.”

Replacing an Aging Manufactured Home

“I knew my quality of life would go way up when I made this decision. A new, warm and energy-efficient place to live just sounded awesome.”
Oregon
Manufactured Housing Replacement Loan
Community Climate Adaptation

Burch Energy Services

When Burch Energy Services, an existing customer, came back to Craft3 to take out a loan to let them build out an office space, we looked again at their finances. They looked ready for traditional bank financing, so we referred the deal and the entire banking relationship to Summit Bank. Everyone wins!

Burch Energy Services

When Burch Energy Services, an existing customer, came back to Craft3 to take out a loan to let them build out an office space, we looked again at their finances. They looked ready for traditional bank financing, so we referred the deal and the entire banking relationship to Summit Bank. Everyone wins!

Todd Hutchens, The Heat Pump Store

Todd Hutchens, The Heat Pump Store

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