To ensure our lending does not perpetuate current disparities, our underwriting considers historical inequities in opportunities to build wealth, secure good jobs, and access capital and other financial services.
Craft3 invests capital to foster economic opportunity, social equity, and environmental stewardship because we believe that each are critical to the long-term health, stability, and prosperity of our region.
Investment minimum: $20,000
Position and collateral: Senior, unsecured debt
Interest options: paid annually or semi-annually, reinvested, or donated to Craft3
Principal Repayment: At maturity
NOTE: To achieve even greater impact, an investor may elect to receive a lower interest rate, including 0%.
Many of Craft3’s Community Impact Investment Note investors choose to remain anonymous. The following investors and wealth management firms representing named and anonymous investors have agreed to be acknowledged:
When you invest with Craft3, you're helping to make a difference. We makes loans that launch startups, help businesses and nonprofits expand, enable communities to build essential facilities, and let homeowners invest in their property, whether by building an accessory dwelling unit (ADU), making energy efficiency improvements, or undertaking an emergency septic repair.
We prioritize serving entrepreneurs of color, and Native and low-wealth rural entrepreneurs and communities. We strive to expand opportunity, lessen the racial wealth gap, and empower and educate entrepreneurs.
Craft3 has originated over 10,000 loans totaling $750 million since inception, which have supported economic, social, and environmental outcomes. We focus on four Priority Investment Areas.
Get started on your Community Impact Investment Note application today.
If you have a question, something you’d like to discuss, or want to learn more, please use the form below to email us. We aim to respond within two business days.
"Everyday I get to do work that helps build and sustain vibrant communities."