TOOLS to help you and your customers

For Contractors

Craft3 partners with contractors across Oregon and Washington.

Our financing for septic projects, energy efficiency improvements, and accessory dwelling unit (ADU) construction can help your customers complete projects and potentially help grow your business.

Our financing is simple and we do not charge contractors for participating. We’re committed to supporting you and your customers.

You can find more information and resources about our financing below

To receive payment from Craft3, you’ll need to complete a few forms and email them to us. Sign up and we’ll send you everything you need to get started.

Sign Up > Suscríbete
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Loan Process

1
Apply

The customer applies for a loan online. Craft3 reviews the application and communicates the credit decision to the homeowner in as few as three business days.

2
Plan and Submit

The contractor works with the customer on a bid based on the approved design. The bid is submitted to Craft3 and loan documents are prepared for the customer to sign.

3
Disburse Funds

An initial disbursement is made to the contractor. Some projects require an approved permit. The contractor then completes the project as specified in the project bid and submits final paperwork to receive payment.

NOTE: Clean Water Loan projects in Washington State must be assessed by the Department of Ecology for any potential adverse effects to cultural resources, such as archaeological objects, or historic properties. This review takes approximately 30 days. For more information see the Guide to Cultural Resources Review.

For Contractors

Resources

For Contractors

Clean Water Washington: Spanish Brochure

Clean Water Loan

The brochure explains the Clean Water Loan program for Spanish-speaking homeowners in Washington.

For Contractors

Clean Water Oregon: Spanish Brochure

Clean Water Loan

The brochure explains the Clean Water Loan program for Spanish-speaking homeowners in Oregon.

For Contractors

Clean Water Washington: Contractor Overview

Clean Water Loan

For contractors with customers in need of funding or customers who have been approved for a Craft3 loan, the program is simple.

For Contractors

Clean Water Washington: Public Agency Overview

Clean Water Loan

For public agencies with residents in need of funding or customers who have been approved for a Craft3 loan, the program is simple.

For Contractors

Clean Water Oregon: Public Agency Overview

Clean Water Loan

For public agencies with residents in need of funding or customers who have been approved for a Craft3 loan, the program is simple.

For Contractors

ADU: Flyer Request

ADU Loan

The flyer explains the ADU Loan program for homeowners. You can request flyers using our online form. We’ll be happy to send you what you need!

For Contractors

Seattle City Light: Workflow

Home Energy Loan

While projects vary, this 2-page PDF outline the typical stages and shows who is responsible for each stage.

For Contractors

Seattle City Light: Brochure

Home Energy Loan

The brochure explains the Home Energy Loan program for homeowners served by Seattle City Light.

For Contractors

Pacific Power Washington: Workflow

Home Energy Loan

While projects vary, this 2-page PDF outline the typical stages and shows who is responsible for each stage.

For Contractors

Home Energy Oregon: Workflow

Home Energy Loan

While projects vary, this 2-page PDF outline the typical stages and shows who is responsible for each stage.

For Contractors

Pacific Power Washington: Brochure

Home Energy Loan

The brochure explains the Home Energy Loan program for homeowners served by Pacific Power in Washington.

For Contractors

Home Energy: Contractor Package

Home Energy Loan

This document includes everything you’ll need to get started on a home energy upgrade project financed by a Craft3 Home Energy Loan.

For Contractors

Home Energy Oregon: Brochure

Home Energy Loan

The brochure explains the Home Energy Loan program for Oregon homeowners.

For Contractors

Payment Authorization Form

Clean Water Loan
Home Energy Loan
ADU Loan

You’ll need to return a completed Payment Authorization Form to get started on a project financed by Craft3.

For Contractors

Form W-9

Clean Water Loan
Home Energy Loan
ADU Loan

You’ll need to return a completed W-9 to get started on a project financed by Craft3.

For Contractors

Electronic Funds Transfer (EFT)

Clean Water Loan
Home Energy Loan
ADU Loan

You’ll need to return a completed EFT to get started on a project financed by Craft3.

For Contractors

Clean Water Washington: Workflow

Clean Water Loan

While projects vary, this 2-page PDF outline the typical stages and shows who is responsible for each stage.

For Contractors

Clean Water Washington: Rate Sheet

Clean Water Loan

Homeowners can finance up to the full cost of your septic repair or replacement, including all eligible design, permitting and installation costs. Lower rates are available for lower-income borrowers.

For Contractors

Clean Water Washington: Guide to Cultural Resources Review

Clean Water Loan

Projects in Washington must be assessed by the State Department of Ecology for any potential adverse effects to culture resources, including archeological objects and historic properties. This guide details the review process.

For Contractors

Clean Water Washington: Contractor Webinar

Clean Water Loan

This webinar covers everything contractors needs to know about recommending the Clean Water Loan to homeowners in Washington.

For Contractors

Clean Water Washington: Contractor Package

Clean Water Loan

This document includes everything you’ll need to get started on a septic repair project financed by a Craft3 Clean Water Loan.

For Contractors

Home Energy: Brochure Request

Home Energy Loan

The brochure explains the program for homeowners. You can request brochures using our online form. We’ll be happy to send you what you need!

For Contractors

Clean Water: Brochure Request

Clean Water Loan

The brochure explains the program for homeowners. You can request brochures using our online form. We’ll be happy to send you what you need!

For Contractors

Clean Water Washington: Brochure

Clean Water Loan

The brochure explains the Clean Water Loan program for Washington homeowners.

For Contractors

Clean Water Oregon: Workflow

Clean Water Loan

While projects vary, this 2-page PDF outline the typical stages and shows who is responsible for each stage.

For Contractors

Clean Water Oregon: Rate Sheet

Clean Water Loan

Homeowners can finance up to the full cost of your septic repair or replacement, including all eligible design, permitting and installation costs. Lower rates are available for lower-income borrowers.

For Contractors

Clean Water Oregon: Fire Recovery Program Overview

Clean Water Loan

DEQ and Craft3 are partnering to offer financial aid to help homeowners impacted by the 2020 wildfires. Fire-impacted homeowners can apply for grant funding and, if necessary, a loan to repair or replace their onsite septic system.

For Contractors

Clean Water Oregon: Contractor Package

Clean Water Loan

This document includes everything you’ll need to get started on a septic repair project financed by a Craft3 Clean Water Loan.

For Contractors

Clean Water Oregon: Contractor Overview

Clean Water Loan

For contractors with customers in need of funding or customers who have been approved for a Craft3 loan, the program is simple.

For Contractors

Clean Water Oregon: Brochure

Clean Water Loan

The brochure explains the Clean Water Loan program for Oregon homeowners.

For Contractors

Investing In Clean Water

Clean Water Loan

See how Terry Fischer used a Craft3 Clean Water Loan to replace her home's failing septic system.

For Contractors

Craft3 ADU: Overview

ADU Loan

This overview explains the Craft3 ADU Loan program for homeowners.

For Contractors

BackHome ADU: Overview

ADU Loan

This overview explains the BackHome ADU Loan program for homeowners.

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Customer Stories

Building Connections and Communities

A Craft3 loan helped Randal, a first-time homeowner, build an accessory dwelling unit (ADU) that will be rented to a tenant who earns 80 percent or less of the area median income. [Randal was thrilled to build a unit of lower-income in-fill housing while also creating a permanent asset.]

Contractors Testimonial

“With Craft3, it is reassuring that I won’t have to wait for a check in the mail. I like that I can open my bank account and see that the deposit is there, then get that paperwork submitted to DEQ. It’s easier on my customers too.”

Danny Beard
Left Coast Underground