Craft3 offers flexible loans tailored to you.
Uses for up to $250,000:
Features for up to $250,000:
NOTE: Businesses owned by entrepreneurs of color may qualify for lower rates and special terms.
Uses for over $250,000
Features for over $250,000
NOTE: Businesses owned by entrepreneurs of color may qualify for lower rates and special terms.
Craft3 supports entrepreneurs at every step of the loan application process. Note that obtaining a business loan is a more involved and lengthier process than taking out a home mortgage.
Loans up to $250,000 can be funded as fast as 30 days. Larger loans typically take longer.
When you’re ready to apply, complete this online form to help us learn about you and your business. If it looks like a potential fit, a Craft3 lender will reach out to talk with you about your business plan, uses of funds and collateral.
A Craft3 lender will invite you to apply and help you complete your loan application package. We will review your application and give your request the careful attention it deserves.
NOTE: Review usually takes 1-2 weeks, although it can be shorter or longer depending on the size and complexity of the request.
If we think we can help you with your request, we will notify you and outline the terms of the loan and the items, if any, we need for underwriting a final loan decision. After that we quickly move to closing and disbursement.
We consider your whole story, not just your credit score.
Work with a real person who understands your community.
We connect you with tools and resources, not just a loan.
Every loan helps grow a more inclusive economy.
“My lender really took the time to learn about me, ask questions, and explain anything I didn’t understand. It was hard work, but very worth it!”
See how Craft3 financing is helping business owners, homeowners, and communities thrive across Oregon and Washington. Be inspired—your story could be next.
Learn More >Check out our free guide to prepare your business for financing—no guesswork, just practical steps. Whether you're just starting out or ready to grow, this resource will set you up for success.
Learn More >We support entrepreneurs of all stages of the business journey and offer resources to help you learn, grow, and better understand your financing options.
There are many types of debt financing. The terms vary greatly and it’s essential that you understand them and the tradeoffs involved.
We want to make the loan process as clear and transparent as possible. Here are some resources to support business preparation and growth.
If you’re interested in starting or expanding a business, you’ll likely encounter lots of terms and acronyms. This glossary will hopefully help you make sense of unfamiliar words and equip you for your business journey.
