Lower Columbia

Financing good things for people, businesses and communities.

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About Lower Columbia

Craft3 offices are located throughout Oregon and Washington, allowing us to reach the largest number of people and communities in need. With people right in your community, we will help you find the best loan for your business or project.

We opened our first office in 1994 to strengthen resilience in coastal communities around the Lower Columbia region.

Our Team

Tara Constantine

Tara Constantine

Operations Administrator

tconstantine@craft3.org

888.231.2170 ext 147

Sharla Delfs, VP

Sharla Delfs, VP

Commercial Portfolio Manager

sdelfs@craft3.org

888.231.2170 ext 141

Mike Dickerson

Mike Dickerson

Innovation & Evaluation Center

mdickerson@craft3.org

888.231.2170 ext 143

Sherry Gamble, AVP

Sherry Gamble, AVP

HR Generalist

sgamble@craft3.org

888.231.2170 ext 137

Patricia Gates

Patricia Gates

Senior Consumer Lender

pgates@craft3.org

888.231.2170 ext 134

Scott Huddleston, VP

Scott Huddleston, VP

Senior Business Lender

shuddleston@craft3.org

888.231.2170 ext 206

Nichole Lopez

Nichole Lopez

Consumer Loan Servicing Specialist

nlopez@craft3.org

888.231.2170 ext 307

Andrew Mattingly

Andrew Mattingly

Business Lender

amattingly@craft3.org

888.231.2170 ext 128

Laura Meza, AVP

Laura Meza, AVP

Consumer Credit Risk Specialist

lmeza@craft3.org

888.231.2170 ext 195

Jonathan Miller, VP

Jonathan Miller, VP

Credit Risk Assessment Manager

jmiller@craft3.org

888.231.2170 ext 203

Roni Monteith, EVP

Roni Monteith, EVP

Chief Lending and Credit Officer

rmonteith@craft3.org

888.231.2170 ext 213

Walt Postlewait

Walt Postlewait

Executive Vice President

wpostlewait@craft3.org

888.231.2170 ext 201

Tawni Regier

Tawni Regier

Compliance & Reporting Specialist

tregier@craft3.org

888.231.2170 ext 146

Fernando Rodríguez

Fernando Rodríguez

Business Intelligence Architect

frodriguez@craft3.org

888.231.2170 ext 135

Jena Ross, VP

Jena Ross, VP

Clean Water Program Manager

jross@craft3.org

888.231.2170 ext 171

Andy Schott, AVP

Andy Schott, AVP

Consumer Loan Servicing Lead

aschott@craft3.org

888.231.2170 ext 181

Nate Turner

Nate Turner

Commercial Loan Processor

nturner@craft3.org

888-231-2170 ext 244

Learn More

Address

42 7th Street; Suite 100
Astoria, OR 97103
Map

Loan Products

Mission Impacts

  • $84 million invested
  • 359 Business Loans
  • 77 Clean Water Loans
  • 19 Home Energy Loans
  • 3,270 jobs created/retained
  • 59 start-up businesses
  • 44% loans to entrepreneurs of color, women, immigrants or veterans
  • 5,386 low-income families assisted
  • 28 million gallons water treated annually
  • 816 acres conserved
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Success Stories

Local News

  • Astoria Armory OK'd for window repairs

    A small army of volunteers been slowly refurbishing the Astoria Armory, which once hosted major bands and events with thousands of attendees. Craft3 provided the Friends of the Armory with a loan to purchase and renovate the building.

    January 16, 2020

  • Fort George Brewery seeks tax break for expansion

    Fort George received a $12 million low-cost loan from U.S. Bank for its purchase and expansion into Astoria Warehousing through the federal New Markets Tax Credit program secured by Craft3 for investment in high-poverty rural areas.

    October 26, 2019

  • Our View: A working waterfront

    Fort George's Astoria expansion possible with award from Oregon state to clean up old petroleum pollution, making it possible to access a loan from U.S. Bank and tap into the federal New Markets Tax Credit program through Craft3.

    October 20, 2019

See All News

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Craft3 is an equal opportunity lender and employer.
NMLS ID 390159 Click to view NMLS Consumer Access
The completion of an application does not guarantee loan approval or receipt of loan funds.
Copyright © 2015-2019 Craft3 ALL RIGHTS RESERVED.
Craft3 and the Craft3 logo are registered trademarks of Craft3.