Business Loans

General Business Loans

Looking to finance general business activities, buy equipment, start or acquire a business?

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Bridge Loans

Looking to bridge a funding gap for a nonprofit?

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Owner-Occupied Commercial Real Estate Loans

Looking to buy a building or other real estate?

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Ready to get in touch about financing?

We offer flexible, mission-driven loans for businesses, communities—especially those overlooked by traditional lenders.

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Construction Loans

Looking to build or improve a building?

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Islamic Financing

Looking to purchase real estate or obtain working capital that doesn't compromise your faith?

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Not sure you're ready to apply?

Our free guide breaks down every step of the loan process.

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Loans for Homeowners

Clean Water Loans

Looking to replace or repair a septic system?

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Oregon
Clean Water Loan

Looking to finance a septic system repair or replacement in Oregon?

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Washington
Clean Water Loan

Looking to finance a septic system repair or replacement in Washington?

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Get Involved

Craft3’s work wouldn’t be possible without the ongoing support of our many investors, donors, funders and partners.

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Donate

Donations support Craft3’s work to expand access to capital to build a thriving Pacific Northwest.

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Community Impact Investment Note

Accredited impact investors can put their money to work in local communities.

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Mission-aligned Investments

Foundations, corporations, and banks make impact-first investments to make a positive impact.

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Grants

Capital and operating grants help us build capacity and offer lower rates and additional business services.

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Partnership Opportunities

Relationships with local and regional partners help us all accomplish shared goals and outcomes.

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Supporters

Thank you to our investors, grantors and partners for supporting our work in the Pacific Northwest.

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Tools

For Bankers

Craft3 partners with bankers to deliver capital to businesses who don’t qualify for bank financing. Check out our tools to help you help your customers.

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For Businesses

Starting and growing a business is hard. We have created a variety of downloadable resources to empower you on your business journey.

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For Contractors

Craft3 partners with contractors to help customers finance septic repair and replacement projects. Check out our tools to help you help your customers.

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For Investors

Help us build a thriving, just and empowered Pacific Northwest. These tools provide more information about investing and supporting Craft3.

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Impact

Our Impact

Since 1994, we’ve been measuring and evaluating the outputs and outcomes of our lending.

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Customer Stories

Our customers are remarkable and inspiring. Their ideas, energy, and visions are creating jobs, strengthening communities, and building financial stability.

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Warehouse Build Out for Chesed Farms

Sundown Hazen first learned about Craft3 through an online search for local funding options for his startup food business. When he reached out in late 2019, a Craft3 lender recommended he work with the local Small Business Development Center on a business plan.

Supporting Program Development

When you pull up to the Northwest School of Wooden Boatbuilding in Port Hadlock, the first thing you notice is the smell – the salt air off Port Townsend Bay mixed with that of wood shavings.

About

Our Story

We invest in people, businesses, and communities, and work towards a future of shared prosperity across our region.

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Our Team

Meet the stellar team we’ve built at Craft3.

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Our Board

Committed to working towards a thriving, just and empowered Pacific Northwest.

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Career Opportunities

We are creative thinkers and doers — dedicated, resourceful, and flexible — who collaborate closely and are always learning.

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Portfolio

View details on portfolio size, performance, and investment areas.

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Financials

Find our audited financials, 990, and other ratings.

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News

Read the latest news about Craft3, our blog posts, and more.

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Donate contact

Craft3

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Craft3 is an equal opportunity lender and employer. NMLS #390159. Completing an application does not guarantee loan approval or funding. Craft3 (EIN 91-1662698) is a 501(c)(3): all donations are tax deductible. Copyright 2026 Craft3. All rights reserved.

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