financing for better



Loans for Businesses and Homeowners

We provide financing for businesses and homeowners. Our lending teams work with you every step of the way, making sure you understand your options and can accurately weigh the costs and benefits of taking out a loan.

As a non-profit, mission-driven lender, we're different. We can:

  • work with borrowers who have imperfect credit
  • make loans with limited collateral
  • finance entrepreneurs and homeowners with limited income or equity
We consider community and environmental impacts alongside economic ones. We focus on financial equity and strive to use our capital to help dismantle the racial wealth gap and create opportunities for all.



  • loans for businesses
  • loans for homeowners
Home Energy Loans

make improvements that save energy and money

Clean Water Loans

repair or replace a failing septic system

Manufactured Home Replacement
Manufactured Home Replacement Loans

purchase a new, energy-efficient home

ADU Loan
ADU Loans

build an Accessory Dwelling Unit (ADU) or secondary housing unit

General Business Loans

business start-up and expansion

Community Facilities Loans

creative financing, technical assistance, and experience leveraging additional investments

Food and Agriculture
Food and Agriculture Loans

finance equipment, land acquisition, and more

Loans in Indian Country
Indian Country Loans

financing Tribal enterprises, large and small


Clean Energy Loan
Clean Technology Loans

food processing, agriculture, aquaculture and farm ownership

Land Conservation Loans

habitat and clean water protection


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