A home is much more than a roof over your head

Loans for Homeowners

Craft3 has served homeowners across Oregon and Washington for more than twenty years.

A home is much more than a roof over your head. Our loans let you invest in yours to repair or replace a failing septic system.

Transformative

Financing that expands what’s possible for your organization and accelerates your timeline.

Flexible

Tailored to meet the needs and timescale of your specific project.

Accessible

You don’t need fully committed funding to apply.

Community crafted lending

We’re a nonprofit mission-driven lender focused on doing what’s best for our customers and communities.

Meeting customers where they are

We don’t push products. Instead, we take the time to get to know you and understand your situation.

Sound advice and help when you need it

We empower our customers by providing resources and advice, in addition to capital.

a group of people standing on top of a roof

REPAIR OR REPLACE MY SEPTIC SYSTEM

Clean Water Loans
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Septic system repairs are often urgent, unexpected, and costly. If neglected, a failing septic system can force homeowners out of their homes and contaminate local waters. Craft3 Clean Water Loans help homeowners streamline repairs and prevent costly system failures.

Oregon

Washington

Customer Stories

A New Septic System for a Little Piece of Paradise

Amber and Isaac live in a log home on a beautiful 8-acre property with views of Mount Hood. Like many rural residents they have a septic system and when theirs began to fail, they found themselves facing a major expense. Paying out of pocket was not an option. They Googled “septic loan,” found Craft3, and secured a Clean Water Loan that let them install a brand-new system.

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