Craft3 has served homeowners across Oregon and Washington for more than twenty years.
Accessible financing that lets you realize dreams and respond to crises.
To deliver impactful financing, we partner with government agencies, utilities, and community groups.
Our loans help households and communities, support local economies, and safeguard the environment we all depend on.
We’re a community development financial institution (CDFI) – not a bank. We use capital and financial tools to enable homeowners to invest in their homes so they can build a better future.
Septic system repairs are often urgent, unexpected, and costly. If neglected, a failing septic system can force homeowners out of their homes and contaminate local waters. Craft3 Clean Water Loans help homeowners streamline repairs and prevent costly system failures.
Help solve the housing crisis by creating affordable housing. Our ADU Loans empower homeowners to generate future income and support their communities - plus it gives loved ones a close place to stay while they visit!
As manufactured homes age, they can start to lose value making it harder for residents to find the resources they need to purchase a new home. In partnership with Energy Trust of Oregon, our pilot program helps homeowners purchase new manufactured homes that are healthier, safer, and more energy-efficient.
Frank and Shellie knew they needed to upgrade their inoperative baseboard heaters and old wood stove, but they didn't know it would cost $8,400. Luckily, their contractor knew about the Craft3 Home Energy Loan.
In 2022, Craft3 made more than 600 consumer loans, totaling more than $15 million.
“I love numbers! But I never forget that behind every application I review there’s a person that deserves careful and personalized attention.”