for food and beverage processors

Revolving Line of Credit

Starting a business is hard. Growing one can be even harder.

Craft3 offers revolving lines of credit for small to mid-sized food and beverage processors, so you can access the capital you need to grow your business.


Access the capital you need to expand and respond nimbly to new opportunities.


With a minimum draw of $10,000, borrow only what you need when you need it. And pay interest only on what you borrow.


With a fixed interest rate, low fees, and an easy renewal process, there are no surprises.


  • $25,000 to $100,000 revolving credit line
  • Competitive interest rates*
  • 15-month term
  • Minimum draw of $10,000 with up to 12 annual draws
  • Flexible collateral requirements
  • No reporting requirements
* Businesses owned by entrepreneurs of color may qualify for lower rates and special terms
Get Started Iniciar

Rates & Terms

Loan Size
$25,000 to $100,000
Fixed rate of 9.50%*
Loan origination fee of 2% of loan total.
Closing Costs
15 months
Repayment Terms
Interest-only monthly payment on principal balance.

Balance due at maturity.

Financing With Craft3

Get Started Iniciar

When you’re ready to apply, complete this online form to help us learn about you and your business. If it looks like a potential fit, a Craft3 lender will reach out to talk with you about your business plan, uses of funds and collateral.


A Craft3 lender will invite you to apply and help you complete your loan application package. We will review your application and give your request the careful attention it deserves.

NOTE: Review usually takes 1-2 weeks, although it can be shorter or longer depending on the size and complexity of the request.


Securely sign your electronic loan documents. By request, document signing is also available by mail.

a man and a woman sitting at a table with a laptop

What we look for in a loan application:

A strong business or idea

An entrepreneur with the skills and temperament to succeed

A financing request that makes sense given your business and your financial situation

Customer Stories

Financing National Distribution for Young Mountain Tea

As Young Mountain Tea experienced success, it needed a creative solution to finance accounts receivable and inventory. A Craft3 revolving line of credit met their needs, provided flexible and affordable capital, and helped them grow their business nationally.

Looking for more Information?

Business Resources

We support entrepreneurs of all stages of the business journey and offer resources to help you learn, grow, and better understand your financing options.

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For Businesses

Your Business Journey

We hope this business journey worksheet helps you think about your next steps and anticipate potential setbacks.

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For Businesses

Glossary of Finance and Business Terms

If you’re interested in starting or expanding a business, you’ll likely encounter lots of terms and acronyms. This glossary will hopefully help you make sense of unfamiliar words and equip you for your business journey.

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For Businesses

The Definitive Guide to Getting Loan Ready

We want to make the loan process as clear and transparent as possible. Here are some resources to support business preparation and growth.

Pay it Forward

Our Lending Model

When you repay your loan, we use that money to make other loans. This allows us to serve more entrepreneurs. Over time, this makes a big difference for communities, local economies, and the environment.

Our Team

“Owners of value-added food and beverage companies seeking to grow their business often need to either give away equity or be large enough that a bank or traditional lender will finance them. We recognized a need and saw an opportunity. Our line of credit lets smaller companies scale and chart their own path.”

Jeff Baker
Commercial Lending Team Manager, VP