helping more than 300 homeowners annually

Home Energy Loans

Financing that's simple and accessible.

Energy efficiency improvements make all sorts of sense: comfort, return on investment, and ongoing savings. The upfront costs prevent many homeowners from making energy improvements. Finance your project with a Craft3 Home Energy Loan.

Craft3 has temporarily stopped offering its Home Energy Loans while we redesign this program to better meet the needs of our customers. If you'd like to be notified when the program relaunches, please click here.

Financing to Fit

Borrow the full cost of eligible energy improvements.

Simple Terms

No up-front loan fees or prepayment penalties. Perfect credit not required. To assist in our loan decision, we may assess the last 12 months of your utility payments.

Excellent Service

Our team works hard and can help you every step of the way.

Customer Stories

Financing a Heat Pump for a 1901 Home

When Frank and Shellie purchased their 1901 Aurora home, it was in total disrepair. Having been a rental for many years, the home had not been properly cared for. But they had the vision and drive to resurrect it to its former beauty, so the couple started from scratch, stripping the house down to the studs and remodeling the entire structure.

Making a difference

Investing in Homeowners

In 2022, Craft3 made over $15.6 million in loans to homeowners. 27% of dollars were to low-income homeowners, 25% to people of color, and 75% to women.

a woman helping a little girl with her homework

For Contractors

We partner with contractors across Washington and Oregon. Visit our Contractor Resources page for more information.

Additional Resources

Greenhouse Gas Equivalencies Calculator, US Environmental Protection Agency (EPA)

Our Team

“When I translated for my parents at a young age I realized the importance that accessibility and inclusivity have in my community. I'm proud to say that at Craft3 I'm able to help Spanish-speaking customers access our Home Energy loans."

Martha Pulido
Consumer Lending Lead, Bilingual