Nicole Gerke

Consumer Credit Underwriter, VP
"A little kindness and empathy can go a long way. We all make mistakes, but the bigger mistake is holding someone to that error without trying to understand. Empathy helps us connect with one another."

In her role on the Consumer team, Nicole analyzes complex credit, income, and collateral scenarios for loan applications. She especially enjoys working on ADU loan applications, having witnessed the disheartening changes in the region’s housing landscape. “As a native Oregonian, the ADU program in particular hits close to home for me.”

Each new borrower story is a point of pride for Nicole. “Craft3 is full of passionate and intelligent people working together towards our mission. Our commitment to our communities and equitable lending truly makes us stand out amongst other financial institutions.”

Prior to joining Craft3 in 2022, Nicole worked with OnPoint Community Credit Union for 11 years in a variety of roles. She volunteers with dog rescue organizations in the Portland area and enjoys watching the Portland Trail Blazers and Seattle Mariners.