Finance up to 100 percent of eligible energy efficiency measures up to a maximum loan amount of $50,000.
No up-front loan fees or prepayment penalties. Perfect credit not required.
Competitive interest rates, with no rate increase for lower credit scores.
Our financing has helped hundreds of homeowners. Our team makes it easy and helps you every step of the way. We look forward to working with you!
* APR, Annual Percentage Rate based on example loan criteria.
** The area median income (AMI) is the household income for the median household in a region. AMI is based on HUD Income Limits, See Income Limits | HUD USER and Section 8 Income Limits (huduser.gov) for more information.
*** Maximum loan amount is $25,000 for Loans not secured by a UCC-1A filing.
Loan availability, terms, and conditions current as of 07/07/22 and are subject to change. Examples include financing of loan fees and a $200 recording fee, where applicable. All loan applications are subject to credit, property, and project approval. Maximum loan amount and Loan to Value apply and are subject to equity value and underwriting requirements for all programs. Applicants must be a customer of a listed participating utility. Loans that are secured by a UCC-1A filing will be recorded with the county. Subordination may be available with lender approval, fees may apply. Principal balance and interest are due on sale, transfer, refinance, or maturity. Due to Home Energy Loan funding sources, financed projects may require a cultural resource and historic preservation review. If a designation is made, the property owner will be responsible for costs incurred.
+ Critical repairs could include mold abatement; asbestos removal; leak repairs, including relevant wall and floor replacement; roof repair/replacement; rodent/pest removal and prevention; electrical upgrades including panel replacement; and air quality improvement.
Pacific Power offers additional programs and rebates that may help you save money or time.
Download the Home Energy Loan brochure for Washington homeowners with Pacific Power as their utility.
Download this Home Energy Loan FAQ that answers the questions most commonly asked.
“When I translated for my parents at a young age I realized the importance that accessibility and inclusivity have in my community. I'm proud to say that at Craft3 I'm able to help Spanish-speaking customers access our Home Energy loans."