Community Crafted Lending

Improving lives across the Pacific Northwest by providing responsible capital for businesses, homeowners, nonprofits and communities.

BUSINESS LOANS

Finance Your Growing
Business

Too many entrepreneurs with good ideas and strong businesses can’t access capital. Craft3 specializes in working with borrowers unable to qualify for bank financing. We’d love to help you finance your business or nonprofit.

LOANS FOR HOMEOWNERS

Invest In Your Home

A home is much more than a roof over your head. Our loans let you invest in yours, whether through energy efficiency improvements, a septic repair, building an accessory dwelling unit (ADU), or replacing an aging manufactured home.

Ultimately, we strive to change inequitable systems so that all people and communities can access opportunities and prosper.

More Than a Lender

Craft3 is a nonprofit Community Development Financial Institution (CDFI) that uses capital to invest in businesses, people, and communities. We empower entrepreneurs and homeowners by offering them resources to help chart their course, and we collaborate with many community and regional partners to create meaningful change.

Making A Difference

Craft3 uses capital to help build a thriving, just and empowered Pacific Northwest. Since 1994 we’ve been making high-impact loans to businesses, homeowners, and nonprofits — especially those unable to access traditional financing.

Invest, Donate, Support

Get Involved

Creating a thriving, just and empowered Pacific Northwest is a multigenerational challenge that will require extensive collaboration, sustained commitment, and creativity. It will also require the support of partners, donors, investors, philanthropies, government agencies, corporations and more. We welcome your interest, partnership, and support.

News

384 Ways to Help

Medium

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December

2022

This pandemic has been a wrecking ball in the lives of Americans already struggling. Economic losses and health outcomes alike have been worse for women, for people of color, and for people living in poverty.

News

MacKenzie Scott gives away $4.1 billion to 384 organizations, including 5 Washington state groups

The Seattle Times

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December

2022

MacKenzie Scott, the philanthropist, author and former wife of Amazon founder Jeff Bezos, announced Tuesday that she has given away $4.1 billion in the past four months to 384 organizations, part of a giving pledge she announced last year.

News

CDFIs Were Created to Remove Barriers for Populations Denied Prosperity. Here’s How Funders Can Be Supportive.

Northwest Area Foundation

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November

2022

Community development financial institutions (CDFIs), which are grounded in the communities they serve, have been removing barriers to equitable access to financial services for decades.

News

A conversation on Shari'a-compliant financing with Saif Hakim

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September

2022

News

Energy-saving manufactured home is a milestone for many

Energy Trust

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August

2022

The manufactured home replacement program provides guidance and cash incentives to help people with low or moderate incomes replace outdated, energy-inefficient manufactured homes with energy-saving models.

For Businesses

Getting Loan Ready Toolkit

We want to make the loan process as clear and transparent as possible. Here are some resources to support business preparation and growth.

Looking for ongoing loan readiness tips and resources? Subscribe to receive regular email updates from Craft3.

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