Finance up to 100 percent of eligible energy efficiency - measures up to a maximum loan amount of $30,000.
No up-front loan fees or prepayment penalties. Perfect credit not required.
Competitive interest rates, with no rate increase for lower credit scores.
Our financing has helped hundreds of homeowners. Our team makes it easy and helps you every step of the way. We look forward to working with you!
* Savings Within Reach On-Bill Repayment maximum loan amounts are determined by the type of home upgrade(s) proposed. Learn more here. Visit Savings Within Reach - Energy Trust of Oregon for income guidelines and incentive eligibility.
** APR, Annual Percentage Rate based on example loan criteria.
*** Loan availability, terms and conditions current as of 1/1/23 and are subject to change. All loan applications are subject to credit and project approval. Applicants must be a customer of a listed participating utility. Loans are secured by a UCC-1A filing recorded with the county. Subordination may be available with lender approval, fees may vary. Principal balance and interest is due on sale, transfer, refinance or maturity. Examples include financing of Loan Fee and Recording Fee.
Pacific Power offers additional programs and rebates that may help you save money or time.
Energy Trust of Oregon also offers rebates and incentives.
Download the Home Energy Loan brochure for Oregon homeowners with Pacific Power as their utility.
Download this Home Energy Loan FAQ that answers the questions most commonly asked.
“I love numbers! But I never forget that behind every application I review there’s a person that deserves careful and personalized attention.”