Community Crafted Lending

Improving lives across the Pacific Northwest by providing responsible capital for businesses, homeowners, nonprofits and communities.

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BUSINESS LOANS

Finance Your Growing
Business

Too many entrepreneurs with good ideas and strong businesses can’t access capital. Craft3 specializes in working with borrowers unable to qualify for bank financing. We’d love to help you finance your business or nonprofit.

LOANS FOR HOMEOWNERS

Invest In Your Home

A home is much more than a roof over your head. Our loans let you invest in yours, whether through energy efficiency improvements, a septic repair or building an accessory dwelling unit (ADU).

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Ultimately, we strive to change inequitable systems so that all people and communities can access opportunities and prosper.

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Capital, Relationships and Voice

More Than a Lender

Craft3 is a nonprofit Community Development Financial Institution (CDFI). We use capital to invest in businesses, people, and communities. We empower entrepreneurs and homeowners by offering them resources to help chart their course, and we collaborate with many community and regional partners to create meaningful change. We're building a stronger Pacific Northwest.

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Making a Difference

Craft3 uses capital to help build a thriving, just and empowered Pacific Northwest. Since 1994 we’ve been making high-impact loans to businesses, homeowners, and nonprofits — especially those unable to access traditional financing.

Invest, Donate, Support

Get Involved

Creating a thriving, just and empowered Pacific Northwest is a multigenerational challenge that will require extensive collaboration, sustained commitment, and creativity. It will also require the support of partners, donors, investors, philanthropies, government agencies, corporations and more. We welcome your interest, partnership, and support.

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setting our course

Building A Stronger Pacific Northwest

Craft3 focuses on three regional challenges: Systemic Racism, Climate Crisis, and Rural and Tribal Economies. These challenges threaten to hold our region back and hurt us all. We address these challenges by using our core strategies of Capital, Relationships, and Voice. Learn more in our 2023-2027 Strategic Plan.

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Customer Stories

Our customers are remarkable and inspiring. Their ideas, energy, and visions are creating jobs, strengthening communities, and building financial stability.

News

Craft3 In The News

News

Craft3 advances search for its next CEO

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November

2024

Identifying Craft3’s next CEO represents an incredible opportunity for our organization and the people we serve to build a thriving, just and empowered Pacific Northwest.

News

Craft3 will be closed from December 24th through January 1st

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November

2024

Craft3 will close over the upcoming holidays for a companywide week of rest to prioritize employee needs and work-life balance so that we have the focus, energy, and creativity to pursue our mission.

News

Serving Our People, Serving Our Communities, Part. 1

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November

2024

While Craft3 has focused on serving the increasing needs of disadvantaged communities across the Pacific Northwest, as we have grown we’re reminded just how important it is to better serve the closest to home: our staff.

News

Philanthropist gives $15 million to Craft3

The Astorian

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November

2024

Craft3, a nonprofit community lender in the Pacific Northwest, has been gifted $15 million from philanthropist MacKenzie Scott. In a statement, Bruce Brooks, Craft3's president and interim CEO, described the gift from Scott's Yield Giving as an “affirmation of Craft3’s mission to build a thriving, just and empowered Pacific Northwest.”

News

MacKenzie Scott gives $15M to PNW community lender

The Portland Business Journal

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November

2024

Billionaire philanthropist MacKenzie Scott has given $15 million to community development lender Craft3. Craft3, which is headquartered in Seattle but has offices and a large portfolio in Oregon, announced the gift Wednesday.

Featured Resources

Tools and Tips

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For Businesses

The Definitive Guide to Getting Loan Ready

We want to make the loan process as clear and transparent as possible. Here are some resources to support business preparation and growth.

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For Businesses

Your Business Journey

We hope this business journey worksheet helps you think about your next steps and anticipate potential setbacks.

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For Businesses

Business Plan Template

A simple guide from the U.S. Small Business Administration to developing a business plan, an essential document for all startup businesses.