Finance your accessory dwelling unit with an ADU Loan.
Borrow up to $250,000 for ADU design, permitting and construction. Perfect credit not required.
No upfront fees and no pre-payment penalties. Fixed interest rates, with reduced rates for qualified lower-income applicants.
Make automated payments directly from your bank account.
We offer two different ADU Loans to Oregon residents in Multnomah, Washington, or Clackamas Counties.
Up to $250,000 with no restrictions on ADU use after construction. Available to residents in Multnomah, Washington, or Clackamas County, Oregon.
In partnership with BackHome ADU. Receive a subsidized interest rate on an ADU loan, in exchange for agreeing for 8 years to rent the completed ADU to a tenant (including a family member or friend) who earns no more than 80% of area median income*.
Many cities desperately need more units of affordable housing. Accessory dwelling units (ADUs) are one way cities can create housing, build wealth, and reduce displacement.
Since 1994, Craft3 has made 8,212 loans to homeowners totaling $132.6 million. These loans have strengthened $2.26 billion of local real estate.
“I love numbers! But I never forget that behind every application I review there’s a person that deserves careful and personalized attention.”